How to Maximize Your Credit Card Rewards
What are credit card rewards? In the highly competitive market for credit cards, companies are offering rewards like cash back, travel miles, points, merchandise and more. Most rewards are determined by categories. For example, the Costco Anywhere Visa® Card by Citi pays cash back: 4% on gas, 3% on restaurants and travel, 2% on Costco
How to Maximize Your Credit Card Rewards Read More »
Claim your $7 (and dropping) part the Equifax data breach settlement
The Equifax data breach announced in September, 2017, impacted 147 million people, including 4 out of 5 of my immediate family and my father. The full extent of the damages may never be known, but you can claim your part of global settlement now. You must file a claim by January 22, 2020. Equifax Data
Claim your $7 (and dropping) part the Equifax data breach settlement Read More »
SoFi Money offers high-interest checking without any hassles, hurdles or fees
Update 2: if you open an account with at least $100 using this link, we’ll both get $50. Student loan lender Social Finance (SoFi) now offers SoFi Money, a cash management account with: High interest (currently 2.25%) without the hassle of moving money between checking and savings No minimums, maximums or high-interest hurdles No unreasonable
SoFi Money offers high-interest checking without any hassles, hurdles or fees Read More »
3 Commission-Free Brokers
Zero commissions might be the hottest trend in online investing, and 3 commission-free brokers are leading the way. Since stock exchanges charge small trading fees, online trades through these commission-free brokers aren’t completely free, but traditional commissions were significant barriers for small and beginning investors. Robinhood led the way by starting with no commissions, followed
3 Commission-Free Brokers Read More »
Redneck Bank makes banking “funner” and pays more interest
Internet-only and FDIC-insured Redneck Bank currently pays 2.5% for its money market and 3% for checking
Redneck Bank makes banking “funner” and pays more interest Read More »
6 Ways to Prevent Credit Card Fraud on Black Friday
Cyber Monday is sobering for many Americans. It’s not just because they realize how much they spent over the past 3 days. On the Monday after Black Friday, many discover that their credit card accounts have been used fraudulently. Debit and credit cards are skimmed before the heavy shopping weekend. Thieves “skim” or steal the
6 Ways to Prevent Credit Card Fraud on Black Friday Read More »
22 Credit Card Alerts You Should Use
Most credit card providers offer credit card alerts and notifications to inform consumers about their credit card accounts in real time via email, text message or push notifications from a mobile app or website. You can use these 22 credit card alerts to: Detect fraud Manage credit Protect your identity Unfortunately, these alerts aren’t all
22 Credit Card Alerts You Should Use Read More »
50 Ways to Pay Your Lover (P2P Payments Comparison)
With new services and mobile apps using P2P payments (and apologies to Paul Simon), paying your lover or your friends has never been easier. But be careful – sending digital cash can ruin your relationships in many ways. You just whip out the Zelle, Giselle. Make a new PayPal, Sal. Or try Circle Pay, Ray.
50 Ways to Pay Your Lover (P2P Payments Comparison) Read More »
Are Checks Dead?
“How do I pay without a credit card, Dad?” My daughter learned to budget and manage her credit in high school. Yes, there were late payment fees and interest. These were painful lessons made less so by low credit limits and low expectations for credit ratings. My painful lesson came 3 years later when she