Are Checks Dead?

“How do I pay without a credit card, Dad?”  My daughter learned to budget and manage her credit in high school.  Yes, there were late payment fees and interest.  These were painful lessons made less so by low credit limits and low expectations for credit ratings.  My painful lesson came 3 years later when she

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Free Credit Cards That Pay You Back

“What’s in YOUR wallet?” You’ve heard the advertisement (unless you haven’t seen any TV in the last 2 years).  But it’s a fair question – one that should be answered at least annually.  Right now, I have a Costco Amex, a Chase Sapphire Visa, and a Schwab Invest First Visa (which pays 2% back on everything – for

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